Jack Dwyer founded Capital Funding Group in 1993. He has been involved in the financing of more than $5.2 billion in FHA-insured healthcare mortgages. Over the past 15 years Mr. Dwyer has formed Capital Health Group, LLC, a self-advised real estate company that focuses on independent, assisted living and memory care facilities; Capital Lending and Mortgage Group, LLC, a healthcare bridge lending company; Capital Hospital Finance Group. LLC., a merchant banking and advisory division focused on providing financing for acute care and specialty hospitals; Capital SeniorCare Ventures, LLC, a company that acquires skilled nursing facilities in order to lease them back to operators; Capital Financial Ventures, LLC. the GNMA sales and delivery advisor to Capital Funding, LLC; CFG Capital Markets. LLC, a fully-registered (FINRA/SIPC) Investment Banking and Securities firm focused on providing capital raising solutions for taxable and tax-exempt issuers, and investment advice for institutional investors; and Capital Spend Management. LLC, a web-based purchasing management and consulting service to the long-term care industry. Mr. Dwyer is an owner and serves as a board member of Milestone Retirement Communities, LLC.

In 2009, Mr. Dwyer formed Capital Funding Bancorp, Inc. and through it led the acquisition of AmericasBank Corp. and its subsidiary, AmericasBank. AmericasBank underwent a name change in November 2009 and is now known as CFG Bank. Subsidiaries of CFG Bank include Capital Finance, LLC (formed in 2005), the only working capital/accounts receivable lender focused exclusively on skilled nursing and hospitals; as well as Capital Funding, LLC (formed in 1993), under which the HUD origination, underwriting, processing and servicing departments are housed.

Mr. Dwyer received his B.S. in Business Administration from Widener University and is a Certified Public Accountant.

Deborah Spangenberg began her career in healthcare finance in 1988. Currently, she holds the position of President of Capital Funding, LLC and Capital Finance, LLC., the two Bank subsidiaries. In addition, she is an Executive Vice President of CFG Bank and serves as Vice Chairman of the Board of Directors of the Bank. She is also on the Board of the Bank Holding Company. In addition to healthcare, she has a background in human resources and marketing.

Mike served as an audit partner at Deloitte & Touche for 36 years, providing assurance and advisory services to public and private enterprise clients, including family owned businesses, private equity and venture backed entities, as well as large multi-national companies. He has an extensive background serving technology, financial services, life sciences, consumer products and manufacturing companies, with deep experience in financial reporting, mergers and acquisitions, capital sourcing, and due diligence. Mike served as the Philadelphia Office leader of Deloitte’s middle-market and growth enterprise services. Mike has assisted many emerging companies over the years including successful initial public offerings and exit transactions.

Mike has extensive experience serving on the Board of Directors and Audit Committee of numerous for profit entities including Tabula Rasa Healthcare Inc., International Money Exchange, CFG Bank, Hyperion Bank, McKean Defense Group, ESF Camps, Code 3 Emergency Partners and Femme Pharma Consumer Healthcare. He also serves on the Board of several non-profit entities including Faith in the Future Foundation, Ben Franklin Technology Partners and Association of Audit Committee Members.

In addition, Mike serves as a consultant for several venture/private equity funds and has been an interim CFO.

In the past, Mike also served on the Boards of Directors of the Pennsylvania Alliance for Capital and Technologies (PACT), Entrepreneurs’ Forum of Philadelphia, The Haverford School, American Heart Association (President) and Main Line Jaycees (President). He was the chairman of the Impact Venture Summit in both 2006 and 2014, a highly successful venture conference which attracted over 1,000 attendees. Mike has also served in advisory roles for both Lehigh University and Drexel University. He is a member of the American Institute of Certified Public Accountants (AICPA) and a former President of the Philadelphia Chapter of the Pennsylvania Institute of Certified Public Accountants (PICPA).

Mike graduated from The Haverford School, has a BS in Accounting from Lehigh University and an MBA in Finance from Drexel University.

George Riedel joined the CFG Community Bank Board in June 2010. He is Head of US Intermediaries (USI) at T. Rowe Price. George oversees the sales, marketing, client services and operations for these segments. He is also a member of the firm’s Product Steering Committee.

Mr. Riedel has more than 30 years of broad financial services experience. Before joining T. Rowe Price in 1998, George was a vice president of the Global Bank Group at Federated Investors responsible for the distribution of institutional investment products in the Eastern U.S. He began his career at Salomon Brothers in New York, now part of Citigroup.

Mr. Riedel earned a B.S in finance and economics from Alfred University and an M.B.A in marketing and strategic planning from the University of Pittsburgh, Katz School of Business. Mr. Riedel is a Series 6, 7, and 63 registered representative and a Series 24 registered principal. He also holds his Certified Investment Management Analyst designation.

Bruce Yarwood has been president and CEO of the American Health Care and led a management consulting and issues advocacy firm that specialized in managed health care and long-term care issues, served as an executive in a large nursing home corporation and a trade association, and held leadership roles in the California Department of Health.

James Talbott has been a Director of CFG Community Bank since March, 2018. Mr. Talbott retired in 2009 after spending 45 years in the banking industry. At the time of his retirement he was the regional president of PNC Financial Services Group, where he was the regional president of the Western Maryland Market. Prior to his position at PNC Financial Services Group, Mr. Talbott served as Chairman, President and CEO of Farmers and Mechanics Bank, a Mercantile Bankshares Corporation affiliate in Frederick, Maryland until its acquisition by PNC in March 2007. During Mr. Talbott's 38-year career at Mercantile-Safe Deposit & Trust Co. and Mercantile Bankshares Corporation, he held various positions leading up to senior vice president of both the Bank and Holding Company. He successfully managed several merger processes, which led to his role as administrative liaison with all of Mercantile' s banking affiliates, a position he held for 26 years through dozens of mergers and acquisitions.

A native of Baltimore, Mr. Talbott is an active participant in community affairs and currently serves on a number of businesses and nonprofit boards including the Investment Committee for the Episcopal Diocese of Maryland. In 2007, Talbott was honored by the National Capital Area Boy Scout Council with the George B. Delaplaine Distinguished Citizen Award for his service to the community.

Mr. Talbott's extensive background in the financial service industry, which includes direct supervision of and responsibility for the accounting and audit function of banks contribute to his in - depth knowledge of generally accepted accounting principles and his ability to analyze complex financial statements. His credentials qualify him as an audit committee financial expert under the Nasdaq listing standards and applicable securities regulations.

Suhas Shah is the Managing Partner and founder of Intyllus Advisors, LLC and BPS & Associates, LLC. With over thirty-five years of experience, the companies provide auditing, accounting, tax and business advisory services to a broad range of clients engaged in a variety of industries, including healthcare, construction, information technology, government contracting, manufacturing, and legal services.

Suhas has extensive experience in accounting, tax and business consulting, litigation support, strategic planning, negotiating mergers and acquisitions, succession planning, advising clients in international tax implications, process improvement and organizational change, financial/tax planning and analysis, estate planning, computer applications and accounting systems design and implementation.

Throughout his career, he has conducted accounting and analysis engagements for publicly and privately held companies in connection with contractor claims, shareholder disputes, contract review, and other forms of litigation. Suhas has successfully managed numerous mergers and acquisitions and related due diligence matters including transactions ranging from $5 million to $667 million.

Suhas received his B.S. in Accounting & Economics from the University of Bombay, India and obtained his Certified Public Accountant license in 1990. In addition to being a Certified Public Accountant (CPA), Suhas is also a Certified Construction Industry Financial Professional (CCIFP) and Chartered Global Management Accountant (CGMA).

Suhas is a member of several professional organizations including the American Institute of Certified Public Accountants (AICPA), Maryland Association of Certified Public Accountants (MACPA), Construction Financial Management Association (CFMA), The Alliance of Merger & Acquisition Advisors (AM&AA).

Suhas has authored several books which were taught in undergraduate studies relating to accounting, finance, cash flows & ratio analysis. His article, “Certain Issues on Consolidation of Parent/Subsidiary Companies,” was published in the winter of 1983, in the Journal of Chartered Accountancy in India.

Suhas currently serves as a member of the board and audit committee of CFG Bank. Previously, he served on the Board of Directors of Integra Connect, LLC, a multi-national healthcare technology and services company. In addition, he was a member of the board and chairman of audit committee of Old Line Bank, a publicly held FDIC regulated Maryland bank.

With over 37 years of banking and accounting experience, Bill Wiedel has a broad range of financial expertise, including acting as CFO of multiple public community banks, CFO of a mortgage subsidiary, and vice president and divisional controller of a regional bank.

At his previous position at CFG Bank, Bill  led the recent effort to raise $40 million in debt offerings. In addition, he managed an effort to restructure and cut $2 million in expenses to return the core bank to profitability, improved liquidity management which generated improved earnings, oversaw an effort to install an asset liability management system and led a project team to upgrade online banking and implement a mobile-banking product.

Prior to joining CFG Bank,  he  served as senior vice president and CFO of the Patapsco Bank. In this role, he quadrupled the size of the investment portfolio necessitated by low loan demand as well as designed a money market promotion that doubled the product’s balance. He also served as senior vice president and manager of Financial Planning and Analysis for Provident Bank of Maryland, senior vice president and CFO of Provident Mortgage Corporation and manager at Ernst and Young.

Wiedel is a graduate of Loyola College, where he earned both his M.B.A (Sellinger School of Business) and B.A. in Accounting. He most recently served on the Board of Directors, Executive Committee and Treasurer for Athletes Serving Athletes as well as the former Chairman of the Finance Committee for Our Lady of Grace School and participates in Big Brothers.

Wiedel, a resident of Lutherville, is an avid music buff and enjoys tennis, golf and biking.

Barb Clapp is the Founder and CEO of Clapp Communications, a full-service international marketing and public relations firm headquartered in Baltimore since 2001. She sold the agency December 2019. Barb is a C-Level Advisor for the Emerging Technology Centers and a sought after speaker on leadership, overcoming challenges and business strategy. She is also a Director of CFG Bank Board of Directors. A graduate of Loyola University, Barb has received awards and recognition for her CEO leadership over the years which include, most recently, Public Relations Society of America’s Lifetime Achievement Award, The Daily Record’s Most Influential Marylander, Most Admired CEO, Top 100 Women, and induction into both the Circle of Leadership and Circle of Excellence.

Barb also serves on the boards of the Baltimore Public Markets Corporation, Signal 13 Foundation and Maryland SPCA. A committed community advocate, she has served on The Humane Society of the United States Humane Policy Leaders, as Chair of the Maryland SPCA's March for the Animals, sponsored American Diabetes Association CEOs for Stopping Diabetes and was a 2016 Alzheimer’s Association Memory Ball dancer.