18-Month Term Certificate of Deposit
New Funds Only
Apply for an account

High Yield Money Market Account
New Funds Only
Apply for an account

We are committed to consistently offering some of the most competitive CD and Money Market rates in the nation. Grow your money with CFG when you choose one of our favorable savings options. 

Rates offered do not apply to entity accounts. 

Choose from one of our premier accounts:

Rates Effective February 24, 2020

Account Minimum Deposit to Open Minimum Daily Balance to Obtain Annual Percentage Yield (APY) Details Interest Rate APY
12 Month CD Online Only $500 $500   2.03% 2.05%
18 Month CD Online and In Branch $500 $500   2.08% 2.10%
60 Month CD Online and in Branch  $500 $500   2.23% 2.25%
Online CFG High Yield Money Market $1,000 $1,000.00 - $24,999.99 May Add Deposits at Anytime, No Check Writing Privileges, New Funds Only 1.93% 1.95%
Online CFG High Yield Money Market $1,000 $25,000.00+ May Add Deposits at Anytime, No Check Writing Privileges, New Funds Only 2.03% 2.05%

Rates are subject to change at any time.

Annual Percentage Yield assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account.

Money Market accounts (NO CHECK WRITING PRIVILEGES) Once funding occurs the daily external transfer limit for the CFG High Yield Money Market Account is $5,000.  Your external transfers may not exceed $30,000 in a 30-day rolling period

Money Market accounts – Federal regulations and the deposit agreement impose limits on the number of certain types of withdrawals and transfers you can make each month from your Money Market account. You may make no more than a total of six (6) automatic or preauthorized transfers, telephone transfers, Online Banking transfers, or payment from your account each month, including payments by checks, drafts and debit cards to third parties. You can, however, make unlimited withdrawals in person at the bank, at an ATM or by mail. By Federal regulation, violations of these transaction limits will subject the account to closure. We charge an excess withdrawal fee (see fee schedule).

Tiering Levels and Applicable Interest Rates that Apply to Your Account – The interest rate to be paid on your account is determined by the daily balance in your account. If your daily balance is within a range on the chart above, the interest rate and the Annual Percentage Yield paid on the entire balance in your account will be the rate and yield noted for that balance.

For Certificates of Deposit: No additional deposits are permitted after initial deposit. The rates are accurate as of January 13, 2020. The minimum balance for all CDs is $500, and the maximum deposit is $250,000. Fees could reduce the earnings on the account. These accounts are subject to an early withdrawal penalty. All accounts are subject to a 7 days interest penalty if withdrawal occurs within 6 days of account opening.

CFG Bank reserves the right to decline a request for a deposit account or for a deposit.

Member FDIC

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